Whether you choose to lease or buy a new vehicle, knowing which fits your situation best is not always the easiest task. EJ Salentine has a trained finance staff who can answer all of your questions regarding the financing of you vehicle. Sit down today and learn how EJ Salentine can help you finance the vehicle you need.

EJ Salentine and GMAC have some smart ways to fit a GM vehicle into your life and budget. Take a look at the range of GMAC financing choices your offered to qualified customers, including SmartLease, SmartBuy and traditional financing.

SmartLease and SmartLease Plus

With a SmartLease tailored to your budget, you get all the pleasure of driving the new GM vehicle you want with payments that can be considerably lower than traditional financing for the same term. That’s because your payments cover only the portion of the vehicle you expect to use during the lease term plus a rent charge, taxes and fees. At the end of the lease term, you may purchase the vehicle or return it.

SmartLease Plus offers all the benefits of SmartLease without the monthly payments and with lower out-of-pocket costs than most other GMAC leases.

SmartBuy

SmartBuy* is another affordable way to buy the GM vehicle you want. SmartBuy is like a lease because monthly payments can be lower than with traditional financing, however, with SmartBuy, you own the vehicle. At the end of your SmartBuy contract you have several options, including keeping your vehicle by making a final balloon payment or simply returning your vehicle and paying a disposal fee (if applicable).

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